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Tuesday, June 30, 2009

Vision 2020 Achievable

Malaysia can still achieve Vision 2020 if it changes from a low cost export oriented country to a high cost economy that is based on domestic economic activities, says Tun Dr Mahathir Mohamad.

Dr Mahathir who in 1991, conceptualised the Vision 2020 for Malaysia to achieve the status of a developed and matured economy by 2020, said that by embarking on this "out of the box thinking", the people's purchasing power capacity would also increase like in many European countries which have high cost economy but yet were developed countries.

The former Prime Minister said that Malaysia had for a long time depended on export oriented growth where it produced goods as cheap as possible to sell to world markets.

"The time has come to develop our country from internal business activities. We can do that if the government and the private sector work together to build a new economy that is based on domestic growth and less on export," he said.

"So there is hope to achieve 2020 if we all work together," he said in his keynote address on "Vision 2020, is it a mission possible? 1Malaysia, is it the driving force", here Tuesday.

At the event, Dr Mahathir also launched the Asia Pacific Brands Foundation's (APBF), The Tun Dr Mahathir-The BrandLaureate Lecture Series.

The BrandLaureate Lecture Series features brand personalities -- both Malaysians and international figures who have been conferred The BrandLaureate Hall of Fame Award and the BrandLaureate Brand Personality Award.

In his speech, Dr Mahathir explained that most European countries were high cost countries and yet were developed countries with a much higher per-capita income.

In the case of Japan, he said the economic powerhouse was a very high cost country but a prosperous nation.

"We have to build up the purchasing power capacity of our people and grow our economy through domestic economic activities," he said.

Dr Mahathir said that in a high cost domestic oriented economy, profit margins were higher because more people would be able to buy goods and services and the purchasing power of the people too were higher.

Later answering questions from participants, Dr Mahathir said the English language as a language of knowledge and new discoveries was also important for the country to achieve Vision 2020.

"It doesn't make you an Englishman because you learn in English," he said.

At today's event, Dr Mahathir was conferred "The Father of Vision 2020" title by the APBF.

Saturday, June 27, 2009

Michael Jackson, Farrah Fawcett both die

PETALING JAYA: The entertainment world suffered a double blow when it was reported early Friday morning (Malaysian time) that both pop giant Michael Jackson and 1970s TV star Farrah Fawcett had died in Los Angeles.

Jackson, the sensationally gifted child star who rose to become the “King of Pop” and the biggest celebrity in the world only to fall from his throne in a freakish series of scandals, died Thursday at the age of He was 50.
Michael Jackson is seen in file pictures from top left, 1971, 1977, 1979, and bottom left, 1983, 1987, and 1990. Jackson has died in Los Angeles at age 50 on Thursday, June 25, 2009.

Jackson died at UCLA Medical Centre in Los Angeles. Ed Winter, the assistant chief coroner for Los Angeles County, confirmed his office had been notified of the death and would handle the investigation.
The circumstances of his death were not immediately clear. Jackson was not breathing when Los Angeles Fire Department paramedics responded to a call at his Los Angeles home about 12:30pm local time (1930 GMT), Capt. Steve Ruda told the Los Angeles Times.

The paramedics tried to resuscitate him and took him to UCLA Medical Centre, Ruda told the newspaper.
Jackson’s death brought a tragic end to a long, bizarre, sometimes farcical decline from his peak in the 1980s, when he was popular music’s premier all-around performer, a uniter of black and white music who shattered the race barrier on MTV, dominated the charts and dazzled even more on stage.

Police are seen outside UCLA Medical Center, where Michael Jackson was taken in Los Angeles Thursday, June 25, 2009. Michael Jackson died Thursday at age 50.
His 1982 album Thriller -- which included the blockbuster hits Beat It, Billie Jean and the title track -- remains the biggest-selling album of all time, with more than 50 million copies.

The public first knew him in the late 1960s, when as a boy he was the precocious, spinning lead singer of the Jackson 5, the music group he formed with his four older brothers. Among their No 1 hits were I Want You Back, ABC, and I’ll Be There.
He was perhaps the most exciting performer of his generation, known for his feverish, crotch-grabbing dance moves and his high-pitched voice punctuated with squeals and titters.

His single sequined glove, tight, military-style jacket and aviator sunglasses were trademarks second only to his ever-changing, surgically altered appearance.

Mike Trikilis, founder of Pro Arts in Medina, the company that produced the iconic Farrah Fawcett poster, holds an original poster in his apartment on Thursday, June 25, 2009 in Cuyahoga Falls, Ohio. (AP Photo/Akron Beacon Journal, Mike Cardew)
“For Michael to be taken away from us so suddenly at such a young age, I just don’t have the words,” said Quincy Jones, who produced Thriller.

“He was the consummate entertainer and his contributions and legacy will be felt upon the world forever. I’ve lost my little brother today, and part of my soul has gone with him.”
By some measures, he ranked alongside Elvis Presley and the Beatles as the biggest pop sensations of all time.

In fact, he united two of music’s biggest names when he was briefly married to Presley’s daughter, Lisa Marie, and Jackson’s death immediately evoked that of Presley himself, who died at age 42 in 1977.

As years went by, he became an increasingly freakish figure -- a middle-aged man-child weirdly out of touch with grownup life. His skin became lighter, his nose narrower, and he spoke in a breathy, girlish voice. He surrounded himself with children at his Neverland ranch, often wore a germ mask while travelling and kept a pet chimpanzee named Bubbles as one of his closest companions.
“It seemed to me that his internal essence was at war with the norms of the world. It’s as if he was trying to defy gravity,” said Michael Levine, a Hollywood publicist who represented Jackson in the early 1990s.

He called Jackson a “disciple of PT Barnum” and said the star appeared fragile at the time but was “much more cunning and shrewd about the industry than anyone knew.”
Jackson caused a furore in 2002 when he playfully dangled his infant son, Prince Michael II, over a hotel balcony in Berlin while a throng of fans watched from below.

In 2005, he was cleared of charges he molested a 13-year-old cancer survivor at Neverland in 2003. He had been accused of plying the boy with alcohol and groping him.

The case followed years of rumours about Jackson and young boys. In a TV documentary, he had acknowledged sharing his bed with children, a practice he described as sweet and not at all sexual.
Despite his acquittal, the case took a fearsome toll on his career and image, and he fell into serious financial trouble.

Jackson was preparing for what was to be his greatest comeback: He was scheduled for an unprecedented 50 shows at a London arena, with the first set for July 13.
He was in rehearsals in Los Angeles for the concert, an extravaganza that was to capture the classic Jackson magic: Showstopping dance moves, elaborate staging and throbbing dance beats.

Singer Dionne Warwick said: “Michael was a friend and undoubtedly one of the world’s greatest entertainers that I fortunately had the pleasure of working with. ... We have lost an icon in our industry.”

Hundreds of people gathered outside the hospital as word of his death spread. The emergency entrance at the UCLA Medical Centre, which is near Jackson’s rented home, was roped off with police tape.

“Ladies and gentlemen, Michael Jackson has just died,” a woman boarding a Manhattan bus called out, shortly after the news was announced. Immediately many riders reached for their cellphones.

In New York’s Times Square, a low groan went up in the crowd when a screen flashed that Jackson had died, and people began relaying the news to friends by cellphone.
“No joke. King of Pop is no more. Wow,” Michael Harris, 36, of New York City, read from a text message a friend sent to his telephone. “It’s like when Kennedy was assassinated. I will always remember being in Times Square when Michael Jackson died.”

Charlie’s sexiest Angel
Meanwhile Fawcett, the Charlie’s Angels star whose feathered blond hair and dazzling smile made her one of the biggest sex symbols of the 1970s, died Thursday after battling cancer. She was 62.

The pop culture icon, who in the 1980s set aside the fantasy girl image to tackle serious roles, died shortly before 9:30am in a Santa Monica hospital, spokesman Paul Bloch said.

Ryan O’Neal, the longtime companion who had reunited with Fawcett as she fought cancer, was at her side, along with close friend Alana Stewart, Bloch said.
“After a long and brave battle with cancer, our beloved Farrah has passed away,” O’Neal said. “Although this is an extremely difficult time for her family and friends, we take comfort in the beautiful times that we shared with Farrah over the years and the knowledge that her life brought joy to so many people around the world.”

Other Charlie’s Angels stars paid tribute to her.
“Farrah had courage, she had strength, and she had faith. And now she has peace as she rests with the real angels,” Jaclyn Smith said.
Said Cheryl Ladd: “She was incredibly brave, and God will be welcoming her with open arms.”

Fawcett burst on the scene in 1976 as one-third of the crime-fighting trio in TV’s Charlie’s Angels. A poster of her in a clingy swimsuit sold in the millions.
Her full, layered hairstyle became all the rage, with girls and women across America adopting the look.

She left the show after one season but had a flop on the big screen with Somebody Killed Her Husband. She turned to more serious roles in the 1980s and 1990s, winning praise playing an abused wife in The Burning Bed.
She had been diagnosed with cancer in 2006. As she underwent treatment, she enlisted the help of O’Neal, who was the father of her now 24-year-old son, Redmond.
This month, O’Neal said he asked Fawcett to marry him and she agreed, but they were unable to wed before she died.

Her struggle with painful treatments and dispiriting setbacks was recorded in a television documentary Farrah’s Story. Fawcett sought cures in Germany as well as the United States, battling the disease with iron determination even as her body weakened.

“Her big message to people is don’t give up, no matter what they say to you, keep fighting,” her friend Stewart said. NBC estimated the May 15, 2009, broadcast drew nearly nine million viewers.

In the documentary, Fawcett was seen shaving off most of her trademark locks before chemotherapy could claim them. Toward the end, she’s seen huddled in bed, barely responding to a visit from her son.

Fawcett, Kate Jackson and Smith made up the original Angels, the sexy, police-trained trio of martial arts experts who took their assignments from a rich, mysterious boss named Charlie (John Forsythe, who was never seen on camera but whose distinctive voice was heard on speaker phone.)

The programme made its debut in September 1976, the height of what some critics derisively referred to as television’s “jiggle show” era, and it gave each of the actresses ample opportunity to show off their figures as they disguised themselves in bathing suits and as hookers and strippers to solve crimes.
Backed by a clever publicity campaign, Fawcett -- then billed as Farrah Fawcett-Majors because of her marriage to The Six Million Dollar Man star Lee Majors -- quickly became the most popular Angel of all.

“She was an angel on Earth and now an angel forever,” Majors said Thursday.
Her face helped sell T-shirts, lunch boxes, shampoo, wigs and even a novelty plumbing device called Farrah’s faucet. Her flowing blond hair, pearly white smile and trim, shapely body made her a favourite with male viewers in particular.
A poster of her in a dampened red swimsuit sold millions of copies and became a ubiquitous wall decoration in teenagers’ rooms.

Thus the public and the show’s producer, Spelling-Goldberg, were shocked when she announced after the series’ first season that she was leaving television’s No 5-rated series to star in feature films. (Ladd became the new “Angel” on the series.)
But the movies turned out to be a platform where Fawcett was never able to duplicate her TV success. Her first star vehicle, the comedy-mystery Somebody Killed Her Husband, flopped and Hollywood cynics cracked that it should have been titled

Somebody Killed Her Career.
The actress had also been in line to star in Foul Play for Columbia Pictures. But the studio opted for Goldie Hawn instead.
“Spelling-Goldberg warned all the studios that that they would be sued for damages if they employed me,” Fawcett told The Associated Press in 1979. “The studios wouldn’t touch me.”

She finally reached an agreement to appear in three episodes of Charlie’s Angels a season, an experience she called “painful.”
She returned to making movies, including the futuristic thriller Logan’s Run, the comedy-thriller Sunburn and the strange sci-fi tale Saturn 3, but none clicked with the public.

Fawcett fared better with television movies such as Murder in Texas, Poor Little Rich Girl and especially as an abused wife in 1984’s The Burning Bed. The last earned her an Emmy nomination and the long-denied admission from critics that she really could act.

As further proof of her acting credentials, Fawcett appeared off-Broadway in Extremities as a woman who is raped in her own home. She repeated the role in the 1986 film version.
Not content to continue playing victims, she switched type. She played a murderous mother in the 1989 true-crime story Small Sacrifices and a tough lawyer on the trail of a thief in 1992’s Criminal Behavior.
She also starred in biographies of Nazi-hunter Beate Klarsfeld and photographer Margaret Bourke-White.

“I felt that I was doing a disservice to ourselves by portraying only women as victims,” she commented in a 1992 interview.
In 1995, at age 50, Fawcett posed partly nude for Playboy magazine. The following year, she starred in a Playboy video, All of Me,” in which she was equally unclothed while she sculpted and painted.

She told an interviewer she considered the experience “a renaissance,” adding, “I no longer feel ... restrictions emotionally, artistically, creatively or in my everyday life. I don’t feel those borders anymore.”

Fawcett’s most unfortunate career moment may have been a 1997 appearance on David Letterman’s show, when her disjointed, rambling answers led many to speculate that she was on drugs. She denied that, blaming her strange behaviour on questionable advice from her mother to be playful and have a good time.

In September 2006, Fawcett, who at 59 still maintained a strict regimen of tennis and paddleball, began to feel strangely exhausted. She underwent two weeks of tests and was told the devastating news: She had anal cancer.

O’Neal, with whom she had a 17-year relationship, again became her constant companion, escorting her to the hospital for chemotherapy.
“She’s so strong,” the actor told a reporter. “I love her. I love her all over again.”

She struggled to maintain her privacy, but a UCLA Medical Centre employee pleaded guilty in late 2008 to violating federal medical privacy law for commercial purposes for selling records of Fawcett and other celebrities to the National Enquirer.
“It’s much easier to go through something and deal with it without being under a microscope,” she told the Los Angeles Times in an interview in which she also revealed that she helped set up a sting that led to the hospital worker’s arrest.
Her decision to tell her own story through the NBC documentary was meant as an inspiration to others, friends said. The segments showing her cancer treatment, including a trip to Germany for procedures there, were originally shot for a personal, family record, they said.

And although weak, she continued to show flashes of grit and good humour in the documentary.
“I do not want to die of this disease. So I say to God, ‘It is seriously time for a miracle’,” she said at one point.
Born Feb 2, 1947, in Corpus Christi, Texas, she was named Mary Farrah Leni Fawcett by her mother, who said she added the Farrah because it sounded good with Fawcett. She was less than a month old when she underwent surgery to remove a digestive tract tumor with which she was born.

After attending Roman Catholic grade school and WB Ray High School, Fawcett enrolled at the University of Texas at Austin. Fellow students voted her one of the 10 most beautiful people on the campus and her photos were eventually spotted by movie publicist David Mirisch, who suggested she pursue a film career. After overcoming her parents’ objections, she agreed.
Soon she was appearing in such TV shows as That Girl, The Flying Nun, I Dream of Jeannie and The Partridge Family.

Majors became both her boyfriend and her adviser on career matters, and they married in 1973. She dropped his last name from hers after they divorced in 1982.
By then she had already begun her long relationship with O’Neal. Both Redmond and Ryan O’Neal have grappled with drug and legal problems in recent years. -- AP

Thursday, June 25, 2009

50 CIMB Traders In Singapore Under Quarantine For H1N1 Risk

Acccheewwww ! ... and you will be quarantine !

SINGAPORE (Dow Jones)--Fifty traders in Singapore from stockbroking house CIMB-GK Securities have been told to stay home after one of them came down with the H1N1 flu virus.

"We have one confirmed case from the securities side. We are monitoring the situation and have activated our business contingency procedures," a CIMB-GK spokeswoman told Dow Jones Newswires.

These measures include splitting up employees from every department to minimize contact, she said.

CIMB-GK, a unit of Malaysian financial services group CIMB, has about 300 equities traders in Singapore.

The trader caught the flu from his son, who was infected at a popular night club in Singapore''s central business district. The trader has been admitted to hospital for treatment, the spokeswoman said.

"50 fellow occupants of the trading room that the infected remisier was working in have been placed under home quarantine for seven days. They will self-administer temperature checks and report back to work upon a clean bill of health," she said.

Singapore has more than 200 confirmed H1N1 cases, according to the city-state''s Ministry of Health.

Cash Rebate for Fuel Pumping Credit Cards or Debit Cards

Credit Cards

- Shell Citibank Gold Visa offers 2.5% cash rebate to fuel pumping in SHELL petrol stations

- Shell Citibank Classic Visa offers 1.5% cash rebate to fuel pumping in SHELL petrol stations

- CIMB Petronas Master Card offers 5% rebate on every 1st day of the month and 2%
rebate on other days for fuel pumping in PETRONAS petrol stations. 5% rebate is applicable till 31 October 2009. The rebate is capped to a maximum spending of RM200 or rebate of RM10 on every 1st day of the month SUBJECT to a maximum spending of RM2,500 or rebate of RM50 per card per month.

- Direct Access Master Card offers 2% cash rebate to fuel pumping in ALL petrol stations

- UOB ONE Visa Card offers 2% cash rebate to fuel pumping in BHPetrol petrol stations

- Standard Chartered Motorist Club Visa Card offers 2% cash rebate to fuel pumping in BHPetrol petrol stations

- Standard Chartered Limited Edition ATM & Debit MasterCard from Saadiq$aver-i account offers 7% cash rebate at all petrol stations in Malaysia up till 30 June 2009 (max. RM1,400 per month).

- Standard Chartered JustOne MasterCard Titanium offers 5% cash rebate for Friday and 2% cash rebate from Saturday to Thursday for fuel pumping in Shell, Mobile and Caltex.

-RHB Travel Money Master Card offers 5% cash rebates for petrol purchases made on every first weekend of the month and 2% cash rebates for petrol purchases on other days. Valid from 16 February 2009 to 30 June 2009. Subject to a maximum rebate of RM60 per principal card member per month for petrol spending.

Ambank - Ambank Credit Card 10% Cash Back Promotion on Wednesday
- 10 % cash back rebate on Wednesday and 5% cash back rebate on other days . The participating petrol stations are ESSO, Mobil, Caltex, Petronas, Shell and BHP. Maximum per card holder is RM 50. The monthly payout pool is limited to RM 100 000 per month. Assuming that each card holder has a maximum cash rebate of RM 50 per month. 2000 card holders will use up the RM 100 000 payout pool.

At this moment, the highest cash rebate is the Ambank 10 % cash rebate on Wednesday.

If you have other cards that offer the cash rebate for fuel pumping and it is not listed here, feel free to inform.

Cash Rebate Credit Cards and Debit Cards at Hypermarket

Some of the credit cards and debit cards provide cash rebate when you purchase at the hypermarket. However as usual there are terms and conditions for that and some have the time limit. Below are the information of the hypermarket and the respective cash rebate credit cards or debit cards for it.

Tesco - RHB Credit Cards and Debit Cards
- 2% cash rebate

Giant - Citibank Credit Cards
- 2% cash rebate, maximum rebate RM600 per year.

Standard Chartered - Limited Edition ATM & Debit MasterCard from Saadiq$aver
- i account- 5% cash rebate on 7 major hyper/supermarkets up till 30 June 2009 (max. RM3,000 per month). Includes Tesco, Giant, Carrefour, Watson, The Store, Parkson and Jaya Jusco.

Standard Chartered - JustOne MasterCard Titanium

- 5% cash rebate on Friday and 2% cash rebate from Saturday to Thursday

Ambank - Ambank Credit Card 10% Cash Back Promotion on Wednesday (Updated)

- 10 % cash back rebate on Wednesday and 5% cash back rebate on other days till 31 August 2009. Participating merchants Carrefour, Giant, Tesco, Jusco, Cold Storage andMydin. Maximum rebate is RM 50 per card holder. The monthly payout pool is limited to RM 100 000 per month. Assuming that each card holder has a maximum cash rebate of RM 50 per month. 2000 card holders will use up the RM 100 000 payout pool

10% cash rebate from Ambank is the highest now. If you have those credit cards with you and the hypermarket is found at your area. Do keep in mind of these information as you will have some cash rebate for you purchase. It is important to be aware to the promotions around and fully utilize it. This is also part of the personal finance management.

If you know other cards that provide the similar offer, do inform and information will be updated accordingly.

Malaysia Base Lending Rate (BLR) Since Year 1976

Below info shows the Malaysia Base Lending Rate (BLR) for January of each year from year 1976 to year 2009.

Year BLR Remarks
2009 6.50 5.95 (February)
5.55 (March)

2008 6.75

2007 6.75

2006 6.00

2005 6.00

2004 6.00

2003 6.50

2002 6.50

2001 6.75

2000 6.75

1999 8.00

1998 10.50 12.27%
1997 9.25

1996 8.50

1995 6.60

1994 8.25

1993 9.50

1992 9.00

1991 7.50

1990 7.00

1989 7.00

1988 7.50

1987 10.00

1986 10.75

1985 12.25

1984 10.75

1983 12.00

1982 8.50

1981 8.50

1980 7.50

1979 7.50

1978 7.50

1977 8.50

1976 8.50

From the record, it shows that the highest BLR Malaysia ever has is 12.27% in year 1998. The average is 8.1%. Probably you can use this to justify whether it is better to take the fixed rate loan or the BLR - x% housing loan.

At this moment, the BLR is 5.55%, the lowest BLR rate since 1976. Do inform if you have a more accurate information on the lowest BLR. With such low BLR, do you think this is a good time for investment ?

Wednesday, June 24, 2009

Check you PTPTN loan


Berikut adalah senarai peminjam pinjaman pendidikan PTPTN yang belum pernah membuat bayaran balik pinjaman. Peminjam yang disenaraikan di sini dikehendaki untuk terus membuat bayaran balik mengikut kaedah yang disediakan dan pastikan bayaran balik adalah mengikut jadual yang telah ditetapkan. Kegagalan mematuhi terma-terma perjanjian pinjaman, tindakan undang-undang akan diambil dan seterusnya passport akan disenarai hitam daripada keluar negara.


ASN Announces Lower Income Distribution Of 6.30 Sen Per Unit For ASD

Amanah Saham Nasional Bhd today announced a lower income distribution of 6.30 sen per unit for its Amanah Saham Didik (ASD) for the financial year ending June 30, 2009.

Permodalan Nasional Bhd (PNB) chairman, Tun Ahmad Sarji Abdul Hamid said the income distribution would involve a total payment of RM156.82 million.

It will benefit 224,729 unit holders who collectively own 2.83 billion units of ASD.

Announcing the income distribution here, Ahmad Sarji said it had been a challenging year due to the global investment environment, which was severely affected by the financial crisis.

"Our prudent financial strategy has however enabled the ASD to provide competitive returns for its unit holders," he told a press conference here today.

As of June 19, ASD recorded a gross income of RM185.94 million.

Of this amount, the profit from the sale of investments contributed RM80.26 million or 43.16 percent while dividend income from investees contributed RM88.68 million with the remaining income of RM17 million, derived from investments in short term instruments.

Commenting on the lower income distribution, PNB president and group chief executive Tan Sri Hamad Kama Piah Che Othman said as the fund manager, it had the capacity to pay up to 9.7 sen.

He added that the declared income distribution is however reasonable due to the uncertain economic conditions.

For the financial year ended June 30, 2008, ASNB declared a seven sen per unit distribution for unit holders of the ASD.

PNB owns Amanah Saham Nasional, the manager of the ASD.

All transactions for ASD at the ASNB offices and its agents will be suspended from June 24-30 to facilitate the calculation of income distribution.

Meanwhile, on the additional Amanah Saham Malaysia (ASM) units offered recently, Hamad Kama said the Indian quota of 500 million units had almost been taken up.

"About 485 million units have been taken up so far. Besides that, 145 million units are available for other races," he added.

In April, the fund manager offered 3.33 billion new units of ASM and two billion Amanah Saham Wawasan 2020 units.

first foreign IPO to be listed on KLCI








Monday, June 22, 2009

Ghost in elevator

Opening Baggage Without A Key

AnimalCare - a Community Project for the Animals‏

Dear friends,

Pls help me to take action with this cause undertaken by dr. chan kah yein!! Please read below >

If u are already feeding the stray cats / dogs in your neighbourhood, pls PLEDGE THIS NOW >>

Be a caregiver to community animals, ie. one who feeds and spays/neuters the animals, and continues looking after them in a responsible manner.

Please view this:

Once you have made friends with the animal, bring him/her in for sterilisation.

Caregivers are responsible in contacting the representatives (below) to arrange for a slot for sterilisation at the veterinarian. Caregivers will bring the animal for sterilisation and ensure the animal is healthy and fit before returning him/her back into the community. Sterilisation costs will be settled by the representatives subject to terms and conditions.

Representative Location Email
Agnes Cheong Tmn Desa, Sri Petaling

Chan Kah Yein Subang Jaya

Ho Yuen Foon SS2, Seapark

Lee Li Lian Sri Petaling, Jln Tun Razak
Lim Chin Kah Section 17

Taken from
>>The solution to the population explosion of stray animals in our community is NOT shooting, euthanasia or dumping.

The solution is sterilisation (neutering the males and spaying the females) so that the existing strays will not breed further.

Statistics show that dogs and cats multiply so fast that a pair of stray dogs or feral cats (and their offsprings) can each create a colony of more than 60,000 new animals in 6 years (a geometric increase when breeding is uncontrolled). It is no wonder that the stray population can explode to abominable numbers within a short period of time."

Friday, June 19, 2009

Understand to change your life....In chinese



好好的管教你自己,不要管别人。 你随时要认命,因为你是人。




























10 Steps to Finding Your Target Market in Facebook

How do you find your target market in Facebook? Whether you're an experienced social networker or just a newbie, here are 10 secrets to growing your target market network in Facebook:

1. Update-to-date profile and/or Fan page: Before you begin a "friending" (i.e. request to become another's friend), be sure that your profile is up-to-date with an accurate description of what you do, your interests, and your contact info, including your web site URLs. If you have multiple businesses, invite people in your appropriate target market to become fans of your niche-specific fan page.

2. Follow the gurus. Follow leaders in your field/industry and "friend" them. Anytime you make a friend request, include a personal note, as that will improve the likelihood that they will accept your request. Say something like, "I'm a big fan and have been on your ezine/blog list for several years. I'd love to have you in my network in Facebook." Once they have accepted your invitation, make comments about their status updates to help you get on their radar and in front of their networks.

3. Friends of friends. Take a look at the people in the network of your industry leaders, as they are probably part of your target market as well, and send friend requests to those of interest to you. When you friend someone that you only know by association, send a personal note as well, like "I discovered your profile in 's network and would like to get to know you better by adding you to my network."

4. Use groups. Look for groups that may contain your target market. In your search for groups, use keywords that describe your niche, your industry, your geographic area, the interests of your target market, or whatever other terms you might use to find members of your target market. Join and begin to participate in the group so that they begin to get to know you. Then peruse the member lists for good prospects, sic as the members you've connected with or have gotten to know. Since you won't be able to view the profiles of the group members because they aren't in your network, much of your decision-making about whom to friend may be based upon appearance or how you might be connected to them via other friends in your network.

5. Check your lists. Friend people that you already know from your high school, college, alumni associations, and places of employment if they fall within your target market definition.

6. Facebook-recommended friends. Facebook typically recommends friends based on your current friends list when you log into your profile. I've found these recommendations to be pretty solid. Take them up on their recommendatíon and add those folks to your network.

7. Add by interest or industry. Do a people search by job title, industry, geographic location, or interest. Those people with those terms in their profile will show up in your search, and you can request to add them based on common interests.

8. Build the relationship. Once you friend someone, you need to begin to get to know them and start them on the like, know and trust journey so that you become their top-of-mind expert in a particular area. Begin building the relationship by posting a quick "thank you" note on their wall, as well as a comment about something on their profile that interests you or in which you have in common. Watch for their status updates, as well, and comment on these when appropriate.

9. Create a group. Once you've got about 500 followers, create a group for your target market. Provide the group with useful content and and ask questions to stimulate discussion and get the members to return to participate in the group. You can post articles, links to blog posts, or videos you have created. Invite group members to any free virtual or face-to-face events you're hosting.

10. Integrate into your plan. No marketing strategy works unless you consistently implement it over time. As a newbie to Facebook, you might want to spend as much as 60 minutes per day researching friends and participating in groups. As your network grows, you many spend only 15 minutes 3 times per week on Facebook. The key to success is to put this strategy on your calendar and make it a routine part of your ongoing Internet marketing tasks.

Sunday, June 14, 2009

Caution: On your door handle

Not sure how true but if you really encounter such cases, do take extra caution.

Girls, a friend of mine recently had RM10 wedged in between her car door handle, figured it was a new trick. I’ve asked around and my friend came back with this reply.

Dear all,

If you get RM10.00 in your car door handle, use tissue paper or cloth to remove it without opening it and if possible bag it. Drive away immediately.

Don't check the note until you are in the company of your friends or relatives. The note could either contain powdered drugs to knock you out or make you wonder if some guilty motorist compensating you for a knock or scratch on your car then attack you as you check the car. Read that this happened in S'pore.

Wednesday, June 10, 2009

Chinese Drug Companies To Produce H1N1 Vaccine

China has reported more than 100 cases of Influenza A (H1N1) so far, of which 90 percent are imported cases and 10 percent domestic cases, said Chinese Minister of Health Chen Zhu, in a telephone conversation with Dr Margaret Chan, the Director-General of World Health Organisation (WHO), late Tuesday.

However, it was reported by the ministry's website that Chen said the epidemic was within control, as the health authority was able to trace and identify the source of infection.

To date, mainland China had 101 confirmed A (H1N1) patients and 50 of them had already been discharged from hospital. There had been no reports of death from the flu.

Chen thanked WHO's support for making the A (H1N1) virus strain available to China's disease control centre and vaccine manufacturers, that enabled China to produce vaccine to tackle a second wave of A (H1N1) attack.

Sinovac Biotech Company, a vaccine-focused biotech company in China, had started manufacturing A (H1N1) vaccine for human use since Monday, after it received the flu strain samples from WHO, reported the Beijing News Tuesday.

China has a total of 11 drug companies that can produce seasonal flu vaccines.

China's State Food and Drug Administration had announced it would organize and coordinate the 11 drug companies in manufacturing the vaccines.

"We expect the first batch of the vaccines to be ready in late July ", said Yin Hongzhang, head of the biology production department, State Food and Drug Administration.

The Ministry of Health would decide on the inoculation plan.

China's annual vaccine production capacity is expected to reach 360 million doses if all the 11 domestic drug companies were approved for batch production of the vaccines, said Yin.

Monday, June 8, 2009

Maxis to relist Malaysian ops

KUALA LUMPUR: Speculation on the relisting of Maxis Communications Bhd, which was taken private two years ago, persisted yesterday with another research house supporting the view.

“Our industry sources indicate that Maxis may be seeking a relisting, possibly as early as September 2009,” CIMB Research said in a note yesterday.

The research house told clients there was a “high likelihood” that Maxis would be relisted soon, citing funding requirements at its Indian operations, Aircel Ltd, which reportedly needs some US$5 billion (RM17.5 billion) over the next three years.

Macquarie Research last Friday expressed its belief that Maxis’ Malaysian operations “will be listed in Malaysia shortly” and “as early as 2H2009”, also citing the funding needs.

CIMB reckons Maxis will position itself as a “high-dividend yielding stock” and be listed without its operations in India and Indonesia that are still incurring start-up losses.

It estimates that Maxis’ market capitalisation could potentially be between RM32 billion and RM40 billion, making it one of the five largest on Bursa Malaysia. This is higher than Macquarie’s estimate of RM28 billion and RM33 billion for Maxis.

Sime Darby Bhd is currently the country’s largest stock in terms of market capitalisation, which stood at RM41.8 billion yesterday, followed by Malayan Banking Bhd (RM39.6 billion) and Tenaga Nasional Bhd (RM34.2 billion).

Rumours of Maxis’ return to the local bourse gained momentum after OSK Research in a note on June 1 said it gathered that a plan was being mooted to inject Maxis into Astro All Asia Networks plc. “Speculation has it that a major corporate exercise at the highest level is brewing within Astro,” OSK Research had said.

Both the boards of Maxis and Astro last week denied merger talks, describing reports of Maxis being injected into Astro as “unfounded”, “totally without basis” and “highly speculative”.

Astro’s share price continued to rise last week despite the denial, adding 8.5% to RM3.20. Yesterday, it fell four sen to RM3.16, with 2.4 million shares done.

Both CIMB and Macquarie do not see Maxis’ relisting to take place via a merger with Astro.

Investors also chased shares of Measat Global Bhd, another sister company under businessman Ananda Krishnan’s stable, on rumours of its privatisation as well as speculation of Measat being merged with Astro or Maxis.

Measat leapt 64 sen or 52.9% to RM1.85 last Thursday, prompting an “unusual market action” query by the stock exchange and a trading suspension. Yesterday, Measat added six sen to RM1.72 on a volume of 3.4 million shares, after falling 19 sen last Friday.

Meanwhile, Macquarie reckons Maxis’ relisting could cap the upside for both Axiata Group Bhd and DiGi.Com Bhd as institutions are likely to reallocate funds to Maxis. It is ‘neutral’ on Axiata and DiGi with target prices of RM2.15 and RM21.60, respectively.

CIMB, on the other hand, thinks Maxis’ re-emergence may be negative for DiGi, due to its poor trading liquidity, and Telekom Malaysia Bhd (TM), which has the smallest market capitalisation among listed telecommunications operators.

Axiata, it reckons, “should be the least affected” as it offers growth and regional exposure, has a large market capitalisation and high trading liquidity.

CIMB has outperform call on Axiata with a RM2.75 target price. It is neutral on TM (RM2.82 target price) and is underperform on DiGi (RM23 target price) on concerns of slowing profit growth.

At yesterday’s close, Axiata fell three sen to RM2.37, DiGi added 10 sen to RM21.90, while TM rose two sen to RM2.72.

強姦犯的自白 (女孩子必看 )


強暴犯尋找目標 ' 容易 ' ,不會惹麻煩的女人。 這是一篇訪問「強暴犯」的報告。


















第三名是公共廁所 , 這些強暴犯所想的,就是抓住女性後,


只有 2 %的人,會帶武器(因為被抓到判刑的話、罪較輕)。












例如:我簡直不敢相信,這裡會這麼冷 ? 今天天氣真差!


















Wednesday, June 3, 2009

New sukuk scheduled despite sluggish market outlook

PETALING JAYA: The financial services sector will see new issuance of Islamic papers this year although the outlook for sukuk or the Islamic bond market is sluggish, said Malaysian Rating Corp Bhd (MARC) chief executive officer Mohd Razlan Mohamed.

He attributed this to the shoring up of capital by banks in anticipation of a deterioration in asset quality and a rise in non-performing loans.

Banks would need to issue subordinated debt that would qualify as Tier-2 capital to bolster their capital base, Razlan said.

Notable sukuk issues in the pipeline for which MARC is expected to make rating announcements in the coming weeks include CIMB Islamic Bank’s inaugural RM2bil junior sukuk programme and a highly-rated diversified local corporate’s RM800mil Islamic commercial papers/medium-term notes programme to fund operations.

MARC also had RM10bil worth of rated Islamic debt/sukuk in the pipeline waiting for the right timing for issuance, he said.

Apart from CIMB Islamic, Razlan also expects other major syariah-compliant lenders to issue sukuk.

Investors viewed this sector as less risky compared with manufacturing and even property development, he said.

Nevertheless, MARC sees “a subdued outlook for sukuk issuance owing to weaker demand and supply fundamentals.”

“Demand for new financing has reduced in the context of slowing economic activity while on the supply-side, increased risk aversion on the part of investors has made it increasingly difficult for lower-rated investment grade issuers to access the domestic bond market,” Razlan said during an interview.

“Our view is that issuance may only pick up once the economy starts to exhibit signs of meaningful recovery after the second half of this year.”

Issuance of sukuk in the first four months of this year stood at RM3.72bil, about 19.4% lower than the RM4.62bil in the corresponding period last year based on data from Bond Pricing Agency Malaysia.

RAM Rating Services Bhd CEO Liza Mohd Noor, who also sees a subdued outlook for the sukuk market, said the company currently had close to RM20bil worth of rated corporate sukuk in the pipeline, largely from the financial services and infrastructure sectors.

How much of that would actually be issued really depended on financial market conditions, she added.

The issuance of sukuk was expected to be driven by sovereign borrowings as governments sought funds to finance their fiscal stimulus packages to pump prime their respective economies, she said.

“Demand for government bonds is likely to remain intact as these are widely seen as safe-haven assets.

“We believe sovereign issuers will play a more important role in the sukuk market in 2009 and possibly 2010, with Malaysia leading the Asean pack,” she said.

Investors were much more risk averse now but what was alarming was that investors’ interest in top-rated AA2 and AA3 papers had waned considerably, Liza said.

“Our concern is that the double-A rated market will not recover even when the dust settles, and suffer the same fate as that of the single-A and triple-B rated markets, which have long disappeared,” she said.

“Credit spreads on sukuk have also generally followed the same trend as conventional bonds. Hence, while there is still a healthy pipeline of rated sukuk in RAM Ratings’ portfolio, there is currently a pricing gap between the rates that borrowers are willing to pay against what investors are willing to accept,’’ Liza noted.

Monday, June 1, 2009

Increase in Flexible Age 55 Withdrawals in EPF

More members of the Employees Provident Fund (EPF) are opting for flexible withdrawals as they reach 55 years of age to better manage their retirement savings.

In a statement here Monday, the EPF said the Flexible Age 55 Withdrawal saw a significant increase in its take-up rate during the first quarter of 2009 (Q1 09).

"In Q1 09, a total of 9,731 applications were approved under Flexible Age 55 Withdrawals compared with 7,538 applications in the fourth quarter of 2008 (Q4 08).

"On year-on-year basis, it increased by 85.46 percent compared with 5,247 applications in the corresponding period last year," it said.

Total amount withdrawn under this withdrawal amounted to RM505.94 million (Q4 08: RM442.71 million) compared with RM341.85 million in Q1 08, it said.

Its chief executive officer, Datuk Azlan Zainol, said the growing popularity of Flexible Age 55 Withdrawals signified increased awareness among members that lump sum withdrawal would likely lead to income inadequate during retirement.

"Flexible Age 55 Withdrawal was introduced in November 2007 under 'Beyond Savings' initiative. It offers members the option to receive their EPF funds in instalments and on an ad hoc basis," he said.

Zainol said nevertheless, the Lump Sum Age 55 Withdrawal was still the more popular option for members reaching age 55.

In Q1 09, a total of 35,640 applications for Lump Sum Age 55 Withdrawal (Q4 08: 26,658) were approved, with total withdrawals of RM1.62 billion (Q4 08: RM1.15 billion).

"This compares with 29,744 applications approved in the Q1 08 with total withdrawals amounting to RM1.43 billion," he said.

Zainol said members continued to capitalise on the Educational Withdrawal, which allowed them to withdraw their savings in Account 2 for the purpose of paying their study fees or their children's, either local or overseas programme.

"In Q1 09, the Education Withdrawal recorded a total of 13,527 approved applications (Q4 08: 8,999), in which RM63.25 million (Q408: RM48.61 million) was disbursed.

"This compared with 11,530 applications approved in Q1 08 with total withdrawals amounting to RM56.87 million," he said.

He said the impact of the weaker economy was reflected in the drop in the number of applications for Housing Withdrawals in the quarter under review.

"Housing Withdrawals registered a total of 92,315 approved applications in Q1 09 compared with 112,624 applications in Q1 08.

"A total of RM1.12 billion (Q4 08: RM1.07 billion) was paid out under this withdrawal in Q1 09, a drop of 34.9 percent from RM1.72 billion in Q1 08," he said.

Zainol said in Q1 09, EPF membership base grew by 5.72 percent to 12.466 million members (Q4 08: 12.073 million) from 11,791,577 members a year ago.

The number of registered employers increased to 445,040 (Q4 08: 441,820) from 432,002 in Q1 08, he said.

Cyberjaya First Township With CCTV-MERS 999 System

Cyberjaya has become the first township to install an integrated closed-circuit television (CCTV) system linked directly to the Malaysian Emergency Response System (MERS 999).

Chief Secretary to the Government Tan Sri Mohd Sidek Hassan said the system will help protect public safety by speeding up aid to the location.

"CCTV-MERS 999 is a pioneer project under Cyberjaya's M-SAFE programme via the Safe Township concept introduced by the government to ensure a safe environment," he said at its launch at Cyberjaya police station here Monday.

The system will allow personnel at the police control centre to monitor incidents as they happen via MERS 999.

Other than for crime detection, the system also comes with warning for fire, flood and other natural disasters.

Meanwhile, Inspector-General of Police Tan Sri Musa Hassan said the system would allow police to act more quickly.

"I hope this system can be installed in other areas including LRT and monorail stations," he said.

The project involves installing 30 CCTV systems costing RM10mil over ten years. MERS 999 was implemented in all states starting Oct 2007 and would be completed by June next year.