Malaysia Base Lending Rate (BLR) Since Year 1976

Below info shows the Malaysia Base Lending Rate (BLR) for January of each year from year 1976 to year 2009.

Year BLR Remarks
2009 6.50 5.95 (February)
5.55 (March)

2008 6.75

2007 6.75

2006 6.00

2005 6.00

2004 6.00

2003 6.50

2002 6.50

2001 6.75

2000 6.75

1999 8.00

1998 10.50 12.27%
1997 9.25

1996 8.50

1995 6.60

1994 8.25

1993 9.50

1992 9.00

1991 7.50

1990 7.00

1989 7.00

1988 7.50

1987 10.00

1986 10.75

1985 12.25

1984 10.75

1983 12.00

1982 8.50

1981 8.50

1980 7.50

1979 7.50

1978 7.50

1977 8.50

1976 8.50


From the record, it shows that the highest BLR Malaysia ever has is 12.27% in year 1998. The average is 8.1%. Probably you can use this to justify whether it is better to take the fixed rate loan or the BLR - x% housing loan.

At this moment, the BLR is 5.55%, the lowest BLR rate since 1976. Do inform if you have a more accurate information on the lowest BLR. With such low BLR, do you think this is a good time for investment ?